The cost of living crisis is forcing many of us to cut back on important things. In most cases, non-essential expenses such as holidays, takeaways, and nights out are being sacrificed. But for some of those really feeling the pinch, retirement goals a…
NorthStar Blog
Welcome to the NorthStar Blog. The place for the latest news, information and opinion from the NorthStar team helping you stay on top of what's going on in the world of finance.How to Save for Your Long-Term Goals
Blocking out the short-term noise isn’t easy at the moment; the volume is cranked up to the max. On the economic front, inflation remains high, mortgage rates are at their highest level for 14 years, and the UK falling into recession seems imminent…
Scrooge’s Christmas Pension Plan
Herein lies a tale in which a youthful gentleman of casual bearing has an unsettling encounter with an irascible festive spirit, which in its wisdom enlightens the young fellow with useful and practical pension advice. Sitting comfortably? Then let us beg…
Many Brits Still Missing Opportunities for Their Money
People in the UK still have good saving habits, with 8 out of 10 households managing to put away at least something every month. But low interest rates and an aversion to risk have left many losing money to inflation. Can a nation of savers learn to…
Has Lockdown Lifted Your Savings?
Though many have suffered financially from the COVID-19 lockdown, some Brits are enjoying a mini-windfall due to lower spending. If your savings have received a boost, how can you make the most of it? They say it’s an ill wind that blows no-one any g…
How Small Savings Could Help You Build Your ‘Emergency Fund’
Do you tend to count the days until payday? If so, you may need to take better control over your spending and saving. Ideally, you should always have enough of a financial cushion to deal with the extra expenses that life will definitely throw at you…
Does Cutting Back Boost Your Finances?
A third of households switch to cheaper food at the supermarket to save money, with more than half (53%) of Brits admitting to cutting costs this year. Other popular ways to cut back include using less gas and electricity and spending less on new clo…
Savings Looking Deflated? Seven Ways to Spend Smarter and Save More
With interest rates so low right now, your savings may be starting to look distinctly flat. But you can still beat inflation with some money-inflating tricks of your own. If you find that whenever you check your savings you get a sinking feeling, the…
Is It Time to Ditch Your Cash ISA?
Since their introduction in 1999, the Individual Savings Account (ISA) has been a huge success. Replacing the ‘Personal Equity Plan (PEP) and Tax-Exempt Special Savings Account (TESSA), in essence, an ISA is a tax-free savings and investment plan all…
Awards, Accreditations & Trade Associations
NorthStar is proud to be a member of the leading financial planning trade associations. Through a continued commitment to work to the highest professional standards and deliver real value to all clients, our work has been rewarded with a number of awards and professional accreditations.