Protection Services Fees
At NorthStar, we are committed to providing clear and simple fees for all our services. When we help you protect your wealth and your family’s lifestyle, you will always know how much you will be charged and can be confident that you will be paying some of the most competitive rates around.
We can arrange a wide range of insurance and protection policies for you so you know you are are covered should the worst happen. Whatever the future holds, you will know that you and your family are protected and continue to life the life you enjoy today.
We source our insurance and protection products from the whole of the market meaning we can secure some of the very best rates and product features available.
Our main protection services and fees are summarised below:
Life Insurance
Typically, we are paid commission for arranging a life insurance policy and are therefore paid by the insurance provider. The arrangement of a life insurance policy is usually subject to a minimum total fee of £800 for all policies. Where the commission payable by the provider is less than £800, the balance is paid by the client directly.
Critical Illness Insurance
Typically, we are paid commission for arranging a critical illness policy and are therefore paid by the insurance provider. The arrangement of a critical illness policy is usually subject to a minimum total fee of £800 for all policies. Where the commission payable by the provider is less than £800, the balance is paid directly.
Income Protection
Typically, we are paid commission for arranging an income protection policy and are therefore paid by the insurance provider. The arrangement of an income protection policy is usually subject to a minimum total fee of £800 for all policies. Where the commission payable by the provider is less than £800, the balance is paid directly.
Mortgage Payment Protection
Typically, we are paid commission for arranging a mortgage payment protection policy and are therefore paid by the insurance provider. The arrangement of a mortgage payment protection policy is usually subject to a minimum total fee of £800 for all policies. Where the commission payable by the provider is less than £800, the balance is paid directly.
Other Protection Services
For any other specialist protection services, we will quote a price on enquiry. We are always clear on what you will pay for our services before you commence.
If you prefer to pay a fee for any insurance product recommended to you, please let us know. We will provide you with the fee payable for arranging your insurance product and rebate all commission to your policy.
Complete Flexibility
Remember that you can start or stop our protection services at any time. We never tie you into any form of contract with us. Don’t worry if you are unsure which of our protection services would suit you best. You can discuss your requirements during your introductory phone call where a NorthStar financial planner can help you work out which of our services are right for you.
Find out More About Our Other Fees
Our commitment to clear, fair and transparent fees means you will always know how much you will pay before agreeing to any of our services. Find out more about our charges for other services:
Investment services fees
Our commitment on fees
At NorthStar, we’re committed to providing clear and simple fees for all our services.
We believe in total transparency so you’ll always know what you will pay.
No hidden charges, no additional fees, no nasty surprises – that’s a promise.
Awards, Accreditations & Trade Associations
NorthStar is proud to be a member of the leading financial planning trade associations. Through a continued commitment to adhere to the highest professional standards and deliver exceptional service, NorthStar has received a number of awards and professional accreditations.
