NorthStar Dynamic Growth Portfolio
Investment Objective
The NorthStar Dynamic Growth Portfolio is suitable for investors who are seeking strong capital growth and are prepared to accept some large short-term fluctuation in order to achieve this aim. The portfolio is constructed using a broad range of assets which may include equities, fixed income, property, infrastructure, alternative investments and cash. Equity content will typically be around 90%, meaning the portfolio will exhibit considerable downside risk to achieve the required level of capital growth.
Due to the nature of underlying holdings, investment in this portfolio should be seen as a long-term strategy. Risk aspects include inflation risk, capital risk, shortfall risk, and exchange rate risk. The portfolio targets capital growth in excess of 6-7% per annum over a rolling 5-year period and is benchmarked against a composite of 60% IA Volatility Managed sector average and 40% IA Global sector average. Values may fall as well as rise and investors may not get back the amount originally invested.
Portfolio Risk
The NorthStar Dynamic Growth Portfolio is a higher-risk investment strategy that is likely to exhibit considerable volatility and downside risk to achieve the required level of capital growth.
FE Risk Score: 82 Indicative Risk Level: 8/10 Volatility: 9.3%
Portfolio Asset Allocation
The current asset allocation of the NorthStar Dynamic Growth Portfolio:
Key Information
A summary of key information about the NorthStar Dynamic Growth Portfolio:
| Portfolio Type: Capital Growth
| Inception Date: 01.01.15
| Constituent Funds: 10
| FE Risk Score: 82
| Historic Yield: 1.5%
| Volatility: 9.3%
| Targeted Average Annual Return¹: 6-7%
| Indicative Risk Level: 8/10
| Rebalance Frequency: Biannual
| Benchmark²: 60% IA Volatility Managed/40% IA Global
Constituent Funds
The NorthStar Dynamic Growth Portfolio contains the following funds:
| HSBC FTSE All-World Index 20%
| Vanguard LifeStrategy 100% Equity 15%
| HSBC Global Strategy Adventurous 13%
| Fidelity Multi Asset Allocator Adventurous Portfolio 12%
| Aviva Investors Multi-Asset Core Fund IV 8%
| BlackRock MyMap 6 8%
| CT Universal MAP Adventurous 8%
| Legal & General Global 100 Index Trust 6%
| Legal & General Multi-Index 7 6%
| Vanguard Emerging Markets Stock Index 4%
Portfolio Charges
At NorthStar, we believe in total charging transparency and are committed to simple, clear fees. The annual charge for the NorthStar Dynamic Growth Portfolio is:
| Annual Portfolio Charge (OCF)³: 0.20%
All investors also pay an annual platform charge and ongoing advice fee dependent upon circumstances.
About NorthStar Wealth Management
Award-winning independent financial planning designed to help you take control of your money, grow your wealth, protect your lifestyle and plan for a more certain future.
Portfolio Performance
Performance of the NorthStar Dynamic Growth Portfolio since inception (January 2015) to August 2024:
Portfolio Documents
NorthStar Dynamic Growth Portfolio Factsheet
NorthStar Dynamic Growth Portfolio Key Investor Information Document Pack
The NorthStar Portfolio Range
Learn more about the complete range of NorthStar portfolios.
2. Portfolio benchmarked over a rolling 5-year period.
3. Calculated using the weighted ongoing charges figure (OCF) of constituent funds on primary platform. Portfolio charges on other platforms may vary.
Performance data are on a bid-to-bid basis, with income reinvested. Performance data do not take into account platform or advisory charges and exclude any holdings in platform ‘cash accounts’. Performance data show returns for discounted ‘super clean’ funds where these are available. Such funds may not be available on all platforms. Benchmark amended from ‘IA Flexible Investment’ on 01.09.22. Performance data are rounded to the nearest 0.1% so small rounding errors may occur. Data correct as at 01.08.24. Source: FE. The value of investments and the income from them can fluctuate and investors may not get back the full amount invested. Past performance is not necessarily a guide to future performance. The tax treatment of investments depends on individual circumstances and is subject to changes in tax legislation. Figures are provided for illustrative purposes only and their accuracy cannot be guaranteed. Information provided should not be relied upon in isolation when making investment decisions and does not constitute advice or an offer to purchase any investment or product. Please contact us for more information on our range of portfolios.
Awards, Accreditations & Trade Associations
NorthStar is proud to be a member of the leading financial planning trade associations. Through a continued commitment to adhere to the highest professional standards and deliver exceptional service, NorthStar has received a number of awards and professional accreditations.
