In today’s financial landscape, many individuals are considering the allure of cash investments as a safe haven for their hard-earned money. While the appeal of easy-access savings accounts offering interest rates of around 5% is evident, it’s crucia…
Will the UK become contactless for good? The trends are certainly looking that way. According to UK Finance, cash was used for just 17% of all payments in the UK in 2020, down from 56% 10 years prior. Paying by card is convenient. It means you don’t…
The UK is at risk of ‘sleepwalking into a cashless society’ before it is ready, according to a recent report. Alternative payment methods may make cash obsolete by 2026 – but millions of people remain reliant on cash for everyday payments. Cash payme
As banks continue to ‘reward’ their most loyal customers by slashing their savings rates, more products are emerging to enable savers to chase higher interest with less effort. The UK’s savers have missed out on nearly a billion pounds worth of inter…
With the news this week that debit card payments have overtaken cash use for the first time and one in three Brits thinking we’ll be a cashless society in 20 years, we look at the alternatives available now if you want to dump the coins and notes in …
The run-up to the EU referendum saw investment fund managers shovelling assets from equities (stocks & shares) into cash, over fears that a Brexit would cause another financial meltdown and send stock markets into freefall. Investment portfolios had…
Since their introduction in 1999, the Individual Savings Account (ISA) has been a huge success. Replacing the ‘Personal Equity Plan (PEP) and Tax-Exempt Special Savings Account (TESSA), in essence, an ISA is a tax-free savings and investment plan all…
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