NorthStar Portfolios: Celebrating 10 Years of Investment Success

As we celebrate the 10th anniversary of the NorthStar investment portfolios, it’s the perfect opportunity to reflect on their remarkable journey and the lasting value they continue to provide for our clients. Since their launch in January 2015, these portfolios have served as the foundation of our commitment to helping investors grow their wealth and achieve their financial aspirations. This milestone marks not just a decade of strong performance but a future filled with continued success and innovation.

What Are the NorthStar Portfolios?

The NorthStar portfolios are a suite of expertly designed investment solutions, available exclusively to NorthStar clients. Each portfolio is tailored to align with an investor’s unique risk profile and financial goals – whether focused on capital growth, income generation, or capital preservation.

Our team of investment specialists select the most efficient, low-cost funds and strategically diversify assets across multiple classes. This careful balance ensures that each portfolio remains optimised and aligned with its objectives. Active management and regular rebalancing further enhance stability and long-term performance.

A Decade of Strong Performance

The numbers speak for themselves. Since their inception, the NorthStar portfolios have consistently outperformed their benchmarks – a testament to the discipline and expertise behind our investment process.

Launched with an initial selection of nine portfolios, our range has since expanded to include three dedicated ethical portfolios, providing even more tailored solutions for investors seeking responsible investment options.

The chart below highlights the impressive performance of our portfolio range, demonstrating the tangible benefits our disciplined approach has delivered for NorthStar clients over the past decade.

Since their launch in 2015, the NorthStar portfolios have consistently outperformed their benchmarks, a testament to the rigour of our investment process. January 2015 saw the launch of the original range of nine portfolios. Since this time, we’ve added two further ethical portfolios to complete our line-up.

Key Features of the NorthStar Portfolios

The NorthStar portfolios range is built with the following standout features:
Optimised portfolio construction: Advanced modelling techniques ensure every portfolio achieves the best possible balance of risk and return.

• Effective risk & volatility management: Each portfolio operates within defined risk parameters, minimising unnecessary exposure to volatility.
• Academically supported philosophy: Our investment philosophy and construction process is based on many years of empirical evidence and Nobel Prize winning research.
• Low-cost blended investment solution: By utilising low-cost funds and maintaining transparent fees, we maximise the net returns for our clients.
• Diversified investment approach: Spanning equities, bonds, property, and more, diversification reduces volatility and enhances returns.
• Ongoing monitoring & reviews: We never take our eye off the ball when it comes to our portfolios. We continually monitor and regularly review all portfolios to ensure they always deliver the best outcomes.
• Smart Regular Portfolio Rebalancing: Every portfolio is rebalanced biannually to maintain its alignment with investment objectives.
• Complete Flexibility as Standard: Clients have full control, with the ability to switch portfolios, adjust contributions, or withdraw funds without penalties.

The Philosophy Behind the NorthStar Portfolios

At the heart of NorthStar’s success is our evidence-based investment philosophy. Grounded in Nobel Prize-winning research, including ‘Modern Portfolio Theory’ and the ‘Capital Asset Pricing Model’, our approach is designed to take the guesswork out of investing. Instead of chasing trends or relying on speculative strategies, we focus on asset allocation – the single most significant driver of long-term investment performance. Studies show that getting this mix right delivers the best outcomes, outperforming strategies that rely on stock-picking or market timing. Our eight guiding principles for investment success include:

• Defining goals: Clear objectives guide every investment decision.
• Simplifying investments: A unified strategy ensures clarity and focus.
• Cutting costs: Low-cost funds reduce performance charges drag.
• Staying disciplined: A structured, long-term approach minimises reactionary decisions.
• Keeping it personal: Portfolios are tailored to each client’s unique circumstances.
• Diversifying: Spreading investments reduces risk while maintaining strong returns.
• Minimising tax: Tax-efficient strategies boost overall returns.
• Thinking long-term: A focus on the future ensures resilience through market fluctuations.

Personalised Investment Strategies

At NorthStar, we recognise that no two investors are the same. Our bespoke investment strategies consider:

• Investment timeframe
• Risk tolerance and capacity for loss
• Specific financial goals
• Ethical investment preferences
• Investment experience and expertise

Our tailored approach ensures that our portfolios evolve alongside our clients’ needs, adapting to changing financial circumstances and life goals.

Looking Ahead

As we celebrate a decade of the NorthStar portfolios, we take pride in the strong returns and financial security we have helped our clients achieve. Looking to the future, we remain committed to innovation, disciplined investment management, and delivering outstanding results.

The next decade holds even greater promise. With our disciplined investment process, evidence-based strategies, and unwavering focus on client success, we’re confident that the NorthStar portfolios will continue to lead the way in delivering exceptional investment outcomes.

You can read more about the NorthStar portfolios and NorthStar investment philosophy on our website.

If you would like to talk about any of the issues in this article or need more general help with your finances, please get in touch with us.

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