Independent Financial Advisers in Southampton
Award-winning independent financial planning designed to help you take control of your money, grow your wealth, protect your lifestyle and plan for a more certain future.
Independent Financial Advisers in Southampton
Award-winning independent financial planning designed to help you take control of your money, grow your wealth, protect your lifestyle and plan for a more certain future.
Financial Advice Services for Southampton Clients
Investing For The Future
Grow your assets with a proven long-term investment strategy tailored to your specific goals
Strategies For Older Age
Enjoy your latter years knowing that your financial affairs are completely under control
Protecting Your Family
Safeguard your financial position against the unexpected and protect the lifestyle you enjoy
Holistic Financial Planning
A comprehensive personal financial plan will be your roadmap to financial freedom
Planning For Retirement
Enjoy a rich and fulfilling retirement with our range of pension and retirement planning solutions
Growing Your Business
Strategies to help you develop, grow and protect your business and maximise its value
Wealth & Investment Management in Southampton
We manage investments for Southampton clients through a range of 11 risk-rated NorthStar portfolios, from cash-like money market and defensive options through to adventurous growth, including three ethical portfolios. Every portfolio is built around our investment philosophy and reviewed regularly.
You can see your investments 24/7 through our client portal and app. For clients holding larger cash balances, our Dynamic Cash Management service aims to keep your savings earning a competitive rate without the admin of moving accounts yourself.
Learn more: Explore our range of investment portfolios
Meet your Southampton financial adviser
James Thompson
Founder & Chartered Financial Planner
James has worked in financial planning since 1999 and became a Chartered Financial Planner in 2013. He co-founded NorthStar in 2016 and leads our advice, compliance and technical work. He holds the Advanced Diploma in Financial Planning, plus specialist qualifications in pensions, investments, protection and equity release.
Read James’s full profile
Our Southampton Office
The NorthStar office is at Ocean Village Innovation Centre on Southampton’s waterfront, a short drive from the city centre, Southampton Central station and the M27/M3.
Many clients like to meet face to face at our office. Others prefer we visit them at home or at work, or simply meet by phone or video. We regularly see clients across Southampton, including Portswood, Bitterne, Shirley, Bassett, Highfield, Woolston and Sholing, as well as nearby Eastleigh, Totton, Chandler’s Ford, Romsey and Hedge End.
NorthStar Wealth Management, Ocean Village Innovation Centre, Ocean Way, Southampton, Hampshire, SO14 3JZ. Freephone: 0800 6906 247 · Email: info@nswm.co.uk · Open 9am to 5pm, Monday to Friday. Get directions to the NorthStar head office.
Pension & Retirement Planning in Southampton
Whether you are consolidating old workplace pensions, deciding how to take an income, or working out when you can afford to stop work, a pension adviser can make a real difference to how long your money lasts.
We use cashflow modelling to show you, year by year, what your retirement could look like and how different decisions change the picture. That means you can retire with confidence rather than guesswork.
Learn more: Explore our retirement planning services
What Our Southampton Clients Say
We love to hear what our clients think of our services and value every bit of feedback we receive. Below is a selection of testimonials from our clients in Southampton.
Please also see our client satisfaction ratings.
"Surpassing all my expectations, NorthStar are excellent communicators, incredibly knowledgeable and give a real sense of personable professionalism. I'm so glad I became a client and have referred you to others."
"As I am someone who gets a little bamboozled by numbers, I am more than grateful to James and the team for the sterling work they have done on my behalf over the years. There have been ups and downs in my financial fortunes not least because I have had to withdraw funds at different times. However, I can say unequivocally that I have done very well through my association with NorthStar, I watch the fortunes of my fund day by day - and yes it ebbs and flows - but I take Warren Buffet's advice, 'when the markets fail, close your eyes!' Overall, I am pleased and entirely satisfied with the financial arrangement that James has created for me and it has performed very well. I am trying to build a legacy for my children as well as a fund for my retirement and feel that with patience and the assistance of NorthStar I will achieve this, so thank you very much!"
"We were very happy that James really listened and is prepared to keep revising the plan. We gave feedback on the initial report only a day or two before we met but he had understood our needs and already made the changes. He never made us think we were being too demanding and kept checking that our needs were being fully considered."
"I wanted to set up a new investment ISA and I needed advice and ongoing investment oversight. James took time to consider my circumstances and recommended a good ISA product and a specific portfolio of funds. My portfolio is up strongly since I first invested and I get regular investment updates and other useful communications from NorthStar. [James] has done a great job."
"Met with James for an initial discussion and found him to be courteous, impartial, knowledgeable but more importantly he listened to what I needed and gave solid advice on making the most out of my current circumstances without pressuring me to sign up. Thoroughly recommend their service."
"Excellent service. Like the professional approach of NorthStar. They give you detailed information on the services you are looking for and do not push for any products or options they provide. They let you make an informed decision. Very impressed with their style of working. Would highly recommend their services."
"I knew what I wanted to achieve but had no idea how to go about it! James came and sat down with me, assessed my needs and my current situation and then explained all of my options to achieve what I set out to do. It is now all done and it was painless! I would recommend to anyone."
What Sets Us Apart from the Rest?
A Solution that Fits Your Needs
Bespoke your service and only pay for what you need with our unique range of financial planning and wealth management solutions
Only the Very Best Advice
All our financial planners have been awarded the coveted ‘Chartered Financial Planner’ status – the gold standard financial planning qualification
Market Leading Low Charges
By harnessing the latest technology we can deliver impressive efficiencies meaning you pay much less than with comparable services
Access Your Investments 24/7
View and manage your investments any time, any place, using any device with our client portal – keeping you in total control
Totally Transparent Charges
We are proud to display all our charges upfront on our website and are dedicated to complete charging transparency at all times
Advice Your Way
No mundane meetings and weighty paperwork – we use technology to deliver advice as you want it – face-to-face, phone & virtual online meetings
Clear, Transparent Fees
We publish all our fees on our website, so you know the cost before you commit. Your Introductory Call and Discovery Meeting is always free of charge. Initial advice on a new investment is 1% of the amount invested (minimum £900), payable only if you go ahead. Ongoing advice on our portfolios is 0.9% a year, with no tie-in contracts.
Learn more: Get More, Pay Less
Learn more: The Value of Financial Advice
Questions About Financial Advice in Southampton
How much does a financial adviser cost in Southampton?
At NorthStar, your 15-minute Introductory Call and subsequent full Discovery Meeting is always free of charge. Initial advice on a new investment typically costs 1% of the amount invested (minimum £900), and you only pay if you go ahead. Ongoing advice on our portfolios is 0.9% a year. All our fees are published on our website.
What is the difference between an independent financial adviser (IFA) and a restricted adviser?
A restricted adviser can only recommend products from a limited range of providers. As an independent financial adviser, NorthStar can recommend products from across the whole market, so we can choose what is genuinely right for you.
Do I need to visit your Southampton office?
No. You are welcome to meet us at Ocean Village Innovation Centre, but we can also visit you at home or at work, or meet by phone or video call. Many clients use a mix of all three.
Is there a minimum amount I need to invest?
We don’t set a minimum level of wealth, and we work with clients from their twenties through to retirement. Because our minimum initial advice fee is £900, advice tends to offer the best value on larger sums. We’ll tell you honestly on our free call whether advice makes sense for you.
How do I find a good financial advisor in Southampton?
Check that the firm is authorised by the FCA, look for independent rather than restricted advice, and ask whether your adviser holds Chartered status. Published fees and genuine client reviews are also good signs. NorthStar is FCA authorised (reference 716709), and our advice is led by a Chartered Financial Planner.
Do you hold my money?
No. We never hold client money. Your investments are held by authorised investment platforms and insurance companies, in your name.
Do you only work with clients in Southampton?
Our office is in Southampton, but we advise clients across Hampshire, the Isle of Wight and the surrounding counties, and throughout the UK. See our Hampshire financial adviser page.
What happens on the free Introductory Call?
It’s a relaxed 15-minute chat with no obligation. We’ll ask about your situation and goals, explain how we work and what it would cost, and agree whether it makes sense to take things further.
Awards, Accreditations & Trade Associations
We are committed to delivering the best service to our clients and working to the very highest professional standards. Our work has been rewarded with a number of awards and professional accreditations. We are also members of the leading financial planning trade associations.
Awards, Accreditations & Trade Associations
NorthStar is proud to be a member of the leading financial planning trade associations. Through a continued commitment to adhere to the highest professional standards and deliver exceptional service, NorthStar has received a number of awards and professional accreditations.
